Bring Documents To Show You're a Good Credit Risk
When you go into our dealerships to talk about financing, you need to bring along some important paperwork. These items will allow us to establish who you are and confirm that you have a job, that you have a history of making monthly payments on time and have friends or family the dealership can contact to find you if you stop making payments.
Bring these items with you:
- The most recent pay stub from your job
- Your utility bill (gas, water, electricity)
- Your driver license
- Three personal references
Stay in Your Price Range and Look at the Total Costs
Most people know what they can afford for a monthly car payment. But that sometimes ignores the bigger picture. Just because you qualified to buy a $22,000 midsize sedan doesn't mean you should buy it. For example, if you scale back and purchase a $17,000 compact sedan, you'll free up $100 per month. This is money you could use for gas, insurance or to pay other bills.
The New You
If you've done your credit homework, shopped within your price range and made all your payments, you've not only improved your credit score but also set up positive finance habits that will serve you well for years to come. If vehicles under $11K
fit better within you budget, we do have quite a few vehicles that fit your budget needs for under $11K